How do I stop Microsoft from taking money on Xbox Live?

How do I stop Microsoft from taking money on Xbox Live?
Select Cancel subscription or Turn off recurring billing.To cancel and refund your subscription on your Xbox console:

Press the Xbox button  on your controller.
Navigate to Profile & system > Settings > Account > Subscriptions.
Choose your subscription and follow the steps to cancel.

Select Cancel subscription or Turn off recurring billing.

To cancel and refund your subscription on your Xbox console:

  1. Press the Xbox button  on your controller.
  2. Navigate to Profile & system > Settings > Account > Subscriptions.
  3. Choose your subscription and follow the steps to cancel.